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Wednesday, 18 February 2015

Travel insurance is a must

Travel insurance is a must
Over the last few years, an estimated 30% - 50% of holiday goers have become ill or injured whilst on holiday. With the world becoming a global village with international travel becoming more frequent, it is very important to take out travel insurance when travelling. Becoming ill or getting injured is not in our hands, so it’s always best to be safe.
It’s not only health related issues that may occur whilst on holiday, there are also other holiday risks such as travel delays, loss of passport and loss or delay of baggage, and even hijack. The high costs of medical treatment abroad, the risks of relying on inadequate medical facilities in some countries and the real possibility of losing your most valuable possessions, makes travel insurance the most important thing for travellers.
There are many travel insurance companies available that offer affordable, comprehensive and reliable travel health insurance policies in Nigeria. Each travel insurance company offers different coverage plan, the full coverage will cost more while the basic plan is taken out more often.
Here are a few of the things that you will find in the travel insurance plans:
· Travel Personal Accident (Death, loss of limb, and Permanent Total Disablement)
· Personal liability for accidental injury to third parties or accidental damage  to their property
· Emergency Medical and Air Ambulance Expenses including Evacuation and Repatriation of Mortal Remains
· Hospital expenses
· Loss or delay of checked baggage
· Loss of passport
· Travel delay
· Flight cancellation and curtailment
· Loss or theft of money
· Hijack

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